Giddy Tigers

I’ve never attended an auction before but I’ve witnessed how it works on TV and in shopping malls.  Highest price wins right?  So the more money you have, the more likelihood you are of getting that piece of furniture or jewellery being auctioned.  So I was incredibly amazed when I discovered a site that did the reverse of this.  At bid4prizes, the lowest UNIQUE bid wins!  Finally!  A chance for me to get that beemer or the vacation I’ve always wanted, at a fraction of the cost!  The trick of course, is to bid the lowest possible price and it has to be a unique one too!  Hmmmm…..If I were to play, I would choose a price which is in the mid-range because I would guess that most people would bid a really really low price.  Not too high a price, because remember, the LOWEST UNIQUE bid wins!  Think about it, I could be driving off in a beemer for just a hundred bucks or less!  Wouldn’t that be sweet?  Don’t you wish you could be one of the winners?

A long, long time ago, owning a credit card was a status symbol.  It meant that you are “there”.  But nowadays, even a college student can own a credit card.  So what’s the big deal?    

Some people feel that credit cards are a no-no, but in my opinion they are a necessity in today’s world.  Give me credit cards any day in place of lugging wads of cash around.  Credit cards make for safer shopping, PLUS the fun part is we get to collect rewards  and even cash back with every purchase (you don’t get any points for using cash).  Having said that, I must admit that my hubby and I too have been victims of credit card fraud.  When we were holidaying in Las Vegas, my hubby’s credit card was somehow cloned and used fraudulently.  Thankfully the bank was able to reverse the charges, no questions asked.

When one uses credit cards, it is essential though to NOT get carried away when paying for purchases.  I feel that the key is to settle your bills in full each month, because the interest charged could get incredibly high!  I frequently get calls from credit cards companies promoting their balance transfer deals, but they are of no interest to me.  I would firmly inform them that I settle my bills promptly in full each month.

Of course, when it comes to choosing which card to apply for, one is always spoilt for choice.  There are so many different factors to consider when you compare credit cards.  I would recommend choosing a credit card which offers annual fee waivers, better yet if the waiver is for life!  This way, you’d only be using the credit card for convenience, which is what it ought to be!